Consumer rights advocates are praising a government move to crack down on so-called "predatory lenders" that charge triple-digit interest rates for "payday" loans. Providers of payday loans target individuals who cannot qualify for a traditional loan. It has been...
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Billions Spent Illegally on ACA Benefits
The Affordable Care Act ("ACA") created both tax credits to make health insurance premiums more affordable and cost-sharing reductions intended to reduce deductibles, coinsurance, and co-pays. According to the ACA, insurers are required to reduce the cost-sharing of...
The Legal Battle for Cell Phone Privacy Wages On
In order to aid Federal law enforcement officers with an investigation into the 2015 San Bernardino terrorist attack, a judge has ordered Apple Inc. to develop new technology to defeat security measures present in iPhone operating systems. Apple, however, has...
HIPAA Business Associate Agreements: A Primer
If you work in the health care field, in any capacity, you have surely heard of the Health Insurance Portability and Accountability Act, or "HIPAA;" and if you or your business create, use, disclose or accept protected health information ("PHI"), you are likely a...
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