The Affordable Care Act ("ACA") created both tax credits to make health insurance premiums more affordable and cost-sharing reductions intended to reduce deductibles, coinsurance, and co-pays. According to the ACA, insurers are required to reduce the cost-sharing of...
PLDO Law Blog
Adam Greshowak
The Legal Battle for Cell Phone Privacy Wages On
In order to aid Federal law enforcement officers with an investigation into the 2015 San Bernardino terrorist attack, a judge has ordered Apple Inc. to develop new technology to defeat security measures present in iPhone operating systems. Apple, however, has...
HIPAA Business Associate Agreements: A Primer
If you work in the health care field, in any capacity, you have surely heard of the Health Insurance Portability and Accountability Act, or "HIPAA;" and if you or your business create, use, disclose or accept protected health information ("PHI"), you are likely a...
Reporting Deadlines Under the Affordable Care Act Extended
On December 28, 2015, by way of Notice 2016-4, the Department of the Treasury and the Internal Revenue Service ("IRS") extended the due dates for 2015 information reporting pursuant to the Affordable Care Act ("ACA"). Noting that some insurers and employers need...
Three “Must Have” Estate Plan Documents Every Parent Needs For Their College Student
When preparing to send your child off to college, there are many things parents need to consider. One item that is likely not on the to-do list is having an estate plan for your college student. Typically, young adults heading off to college are 18 years old and...
End-Of-Year Tax Planning Tips And What You Should Know For 2020
As we approach the end of 2019, taxpayers need to be mindful to position themselves to minimize their state and federal income tax liability, which is due by April 15 of 2020.This is accomplished by accelerating deductions and deferring income. To accelerate...
General Assembly Eliminates “Open and Obvious” As Complete Defense To Personal Injury Claims
In legislation approved by the Governor on July 15, 2019, the General Assembly amended section 9-20-4 of the General Laws (the Comparative Negligence statute) such that the open and obvious defense to personal injury claims can no longer act as a complete bar to...
The Increasing Sweep of Opioid Litigation
States are now one step closer to holding the Sackler family individually liable for the role they and their pharmaceutical corporation, Purdue Pharma, played in creating and facilitating the nation’s opioid epidemic. In a decision issued on October 8, 2019,...
Changes In The Wind for Retirement Benefits – Possible
Last spring the United States House of Representatives by an over whelming majority passed the most significant changes to the IRA/401(k) laws since their original passage in the mid 1970’s. If signed into law these changes will: allow part-time workers who work less...
