The Affordable Care Act ("ACA") created both tax credits to make health insurance premiums more affordable and cost-sharing reductions intended to reduce deductibles, coinsurance, and co-pays. According to the ACA, insurers are required to reduce the cost-sharing of...
PLDO Law Blog
Adam Greshowak
The Legal Battle for Cell Phone Privacy Wages On
In order to aid Federal law enforcement officers with an investigation into the 2015 San Bernardino terrorist attack, a judge has ordered Apple Inc. to develop new technology to defeat security measures present in iPhone operating systems. Apple, however, has...
HIPAA Business Associate Agreements: A Primer
If you work in the health care field, in any capacity, you have surely heard of the Health Insurance Portability and Accountability Act, or "HIPAA;" and if you or your business create, use, disclose or accept protected health information ("PHI"), you are likely a...
Reporting Deadlines Under the Affordable Care Act Extended
On December 28, 2015, by way of Notice 2016-4, the Department of the Treasury and the Internal Revenue Service ("IRS") extended the due dates for 2015 information reporting pursuant to the Affordable Care Act ("ACA"). Noting that some insurers and employers need...
Employees Texting In The Workplace: Some Practical Tips
Fake news. Fake videos. Deep fakes. We have all heard stories of people photoshopping or faking photos to make others look bad or create a scandal. However, an equally disturbing trend is emerging: fake text messages. There are numerous sites and apps available to...
Project Nightingale: Take-Away Lesson for Providers and Payors
There has been much ado lately about a newly-revealed joint venture between Ascension Medical Group and Google. Ascension is the nation’s largest non-profit health care system; Ascension Medical Group is the company’s subsidiary physician group, with facilities in...
Rhode Island Supreme Court Dismisses Tenant Appeal
In a recent Rhode Island Supreme Court decision, the Court summarily dismissed a residential tenant’s appeal due to the tenant’s failure to continue to pay rent during the pendency of the appeal. This requirement, which is set forth in section 34-18-52 of the Rhode...
Why Trusts Are The Favored Option For Your Four-Legged Friends
Pets are as loved as any other member of a family these days. Although our pets can’t inherit money, you can protect them if they outlive you. There are two main considerations when planning for your pets in the event of your death or incapacity: placement and...
Three “Must Have” Estate Plan Documents Every Parent Needs For Their College Student
When preparing to send your child off to college, there are many things parents need to consider. One item that is likely not on the to-do list is having an estate plan for your college student. Typically, young adults heading off to college are 18 years old and...
